Ms. Nurhadhinah Nadiah Ridzuan | Artificial Intelligence | Research Excellence Award
Student | Universiti Brunei Darussalam | Brunei Darrussalam
Ms. Nurhadhinah Nadiah Ridzuan is a researcher at Universiti Brunei Darussalam specializing in artificial intelligence applications in the financial sector, with a strong focus on regulation, ethics, and governance. Her research examines the balance between technological innovation and responsible financial practices, particularly in FinTech ecosystems and regulatory sandboxes. She has authored multiple peer-reviewed publications, accumulating 141 citations, with an h-index of 3 and an i10-index of 2. Her highly cited 2024 work on AI, regulation, and ethical responsibility reflects significant scholarly impact. Ridzuan actively collaborates with international researchers across finance, digital governance, and Industry 4.0 studies. Her work contributes to policy-relevant insights that support ethical AI adoption, inclusive financial systems, and sustainable digital transformation in emerging and global financial markets.
141
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Featured Publications
AI in the Financial Sector: The Line Between Innovation, Regulation, and Ethical Responsibility
– Information, 15(8), 432 (2024). | Citations: 124
AI in the Financial Sector: The Line Between Innovation, Regulation and Ethical Responsibility
– Information, 15(8) (2024). | Citations: 11
AI in the Financial Sector: The Line Between Innovation, Regulation and Ethical Responsibility
– Information (Switzerland), 15(8) (2024). | Citations: 4
Modelling Individual Performance in Industry 4.0 with Artificial Intelligence and Organisational Strategies in the Financial Sector
– In Multi-Industry Digitalization and Technological Governance in the AI Era (2025). | Citations: 2
Exploratory Study of the FinTech Regulative Sandbox: Opportunities and Challenges
– In Promoting Inclusivity and Accessibility with FinTech (2026).